The importance of an actuarial appraisal for a life settlement might be compared to the role of a real estate appraisal in securing financing for real estate, or deciding on an asking or  purchase price.  The appraisal provides valuations at alternate investor yields (discount rates) in order to represent a  range estimate of the current market value.  This is vital information to everyone making transaction decisions:  sellers,  agents,  brokers,  and investors. 
 
By having in-hand a current actuarial appraisal of the policy, the seller or his broker/agent may be able to have greater confidence in the value of offers that they receive, or to strengthen the broker/agent's documentation of satisfying fiduciary responsibilities to the seller.
 
Value Life's actuarial appraisals are conducted by a qualified actuary using Value Life's modeling software, with peer review by a senior actuary.  Value Life's work product is evidenced by a written Appraisal Report, signed by a qualified actuary who is a Fellow of the Society of Actuaries.
 
Value Life is not affiliated with, nor has any financial interest in, any potential investor, life settlement provider, or life expectancy provider.