Policy Appraisal
The importance of an actuarial appraisal for a life settlement
might be compared to the role of a real estate appraisal in securing financing for
real estate, or deciding on an asking or purchase price. The appraisal provides valuations
based on alternate investor assumptions, including mortality and discount rates, in order to present a
range estimate of the current market value. This is
vital information to anyone making transaction decisions.
By having in-hand a current actuarial appraisal of the policy, the seller
or his broker/agent may be able to have greater confidence in the value of offers
that they receive, or to strengthen the broker/agent's documentation of satisfying fiduciary
responsibilities to the seller.
Value Life's actuarial appraisals are prepared by qualified analysts
using Value Life's GPS modeling software. Value Life's work product
is delivered with an electronic Appraisal Report, detailing the calculations.
Value Life is INDEPENDENT and is not affiliated with, nor has any financial interest in,
any potential investor, life settlement provider, or life expectancy provider.