Policy Appraisal
The importance of an actuarial appraisal for a life settlement
might be compared to the role of a real estate appraisal in securing financing for
real estate, or deciding on an asking or purchase price. The appraisal provides valuations
at alternate investor yields (discount rates) in order to represent a range estimate of the current market value. This is
vital information to everyone making transaction decisions: sellers,
agents, brokers, and investors.
By having in-hand a current actuarial appraisal of the policy, the seller
or his broker/agent may be able to have greater confidence in the value of offers
that they receive, or to strengthen the broker/agent's documentation of satisfying fiduciary
responsibilities to the seller.
Value Life's actuarial appraisals are conducted by a qualified actuary
using Value Life's modeling software, with peer review by a senior
actuary. Value Life's work product is evidenced by a written Appraisal Report,
signed by a qualified actuary who is a Fellow of the Society of Actuaries.
Value Life is not affiliated with, nor has any financial interest in, any potential investor,
life settlement provider, or life expectancy provider.